(The Epoch Times)—The median sales price of homes in the United States hit a record high of $396,500 for the four weeks ending June 15, with buyers now in a favorable position to negotiate prices, real estate brokerage Redfin said in a June 20 statement.
“While the median sale price is at an all-time high, it’s roughly $26,000 lower than the median asking price of $422,238,” a 6 percent discount, the company said.
Homes are fetching less than the asking price since the housing market currently has more sellers than buyers, which gives buyers the ability to negotiate down prices, according to the brokerage. Total listings of homes for sale are up 14.5 percent year-over-year.
Redfin expects the mismatch between supply and demand to result in a drop in home sale prices nationwide by the end of this year. At $396,500, the median sales price is 1 percent higher on an annual basis.
Home prices are at record highs even though the spring housing market has been “fairly cool.” This is because prices are not reflecting the true imbalance between sellers and buyers in the market, the brokerage said.
- Read More: theepochtimes.com
The Biggest Threat to Your Retirement Is Actually a Very Good Thing
When you look at the headlines today, you’ll see experts in the retirement industry warning about big threats to your financial security:
- De-dollarization and the rise of BRICS
- Soaring national debt
- Unstable interest rates
- Weakened U.S. dollar
All of these are real concerns. But they aren’t the biggest threat to your retirement savings. The true risk isn’t political, monetary, or global.
It’s longevity.
Why Longevity Is the Silent Threat
For most of human history, the problem was the opposite — life expectancy was short, and few people even reached retirement. Today, thanks to medical advancements, healthier lifestyles, and better living conditions, people are living longer than ever before.
And while that’s a wonderful thing, it comes with a financial catch: Your retirement account has to last far longer than you might expect.
- A 65-year-old couple today has a 50% chance that one of them will live to 90.
- Some projections suggest that many of us will live well into our 90s, even 100+.
- This means your nest egg may need to stretch not for 15 years, but 25, 30, or even 40 years.
That’s where the real danger lies: running out of money before you run out of life.
The Retirement Equation Has Changed
While market volatility, debt crises, or central bank policies may feel like the scariest threats, they’re temporary storms. Longevity, however, is a structural shift. Every extra year of life is another year of expenses, another year of inflation erosion, and another year of financial pressure.
If your retirement plan doesn’t account for longevity, you could face tough choices later in life — downsizing, working when you’d rather not, or becoming financially dependent on others.
How to Take Control
The good news? Longevity is a blessing — as long as you’re prepared for it. With the right planning, your retirement savings can work for you instead of against you. The key is learning how to protect your wealth, outpace inflation, and ensure your savings grow even as you live longer.
That’s why our friends at Augusta Precious Metals created a free resource to help you get started:
👉 Get Instant Access to the report, “How to Take Full Control of Your Financial Future”
This brief report will show you practical strategies to safeguard your retirement from the biggest threat of all — the one that comes from the gift of living longer.
Don’t let longevity catch you unprepared. Take the steps today to secure tomorrow.
