(Just The News)—As artificial intelligence transforms every corner of society, the House Judiciary Subcommittee on Crime and Federal Government Surveillance explored its darker side during a hearing on Wednesday.
They discussed the growing threat of AI-enabled crime, ranging from fraud and identity theft to exploitation of children. They also assessed whether U.S. law enforcement and policies are equipped enough to keep up with the wave of digital criminality.
The hearing follows a recent incident in which an individual used AI to mimic the voice of Secretary of State Marco Rubio, raising concerns about impersonation and disinformation.
Zara Perumal, co-founder and Chief Technology Officer of Overwatch Data, outlined the far-reaching implications of AI-enabled crime for businesses, everyday users, and the evolving criminal ecosystem.
“One of the most immediate changes is how generative AI lowers the barrier to learning, executing, and scaling cybercrime and fraud,” Perumal said.
She emphasized that AI threats are even more dangerous because of their ability to mimic real people using a blend of voice, image, and video technologies.
“These scams target our instinctive human trust in hearing a loved one’s voice, and our willingness to do anything to help them,” she said.
As AI continues to become more advanced, it is also becoming more weaponized to carry out cyberattacks that are more precise.
“For instance, AI-powered tools can autonomously scan for weaknesses in critical sectors such as energy grids, hospitals, communication networks, and global financial systems,” Ari Redbord, Global Head of Policy, TRM Labs, said.
According to Andrew Bowne, professorial lecturer of Law at The George Washington University Law School, “a comprehensive legislative framework that both regulates AI development and deployment and protects potential victims” is a step toward meaningful action.
“Congress could require companies developing AI systems with potential criminal applications to conduct and publish impact assessments evaluating the potential for misuse,” Bowne said.
When responding to these threats, experts shared their thoughts on what some of the solutions are to strengthen protections and ensure accountability.
“Congress should create a federal right for individuals to demand the removal of non-consensual AI-generated content depicting them, with civil and criminal penalties for non-compliance,” Bowne said.
The Biggest Threat to Your Retirement Is Actually a Very Good Thing
When you look at the headlines today, you’ll see experts in the retirement industry warning about big threats to your financial security:
- De-dollarization and the rise of BRICS
- Soaring national debt
- Unstable interest rates
- Weakened U.S. dollar
All of these are real concerns. But they aren’t the biggest threat to your retirement savings. The true risk isn’t political, monetary, or global.
It’s longevity.
Why Longevity Is the Silent Threat
For most of human history, the problem was the opposite — life expectancy was short, and few people even reached retirement. Today, thanks to medical advancements, healthier lifestyles, and better living conditions, people are living longer than ever before.
And while that’s a wonderful thing, it comes with a financial catch: Your retirement account has to last far longer than you might expect.
- A 65-year-old couple today has a 50% chance that one of them will live to 90.
- Some projections suggest that many of us will live well into our 90s, even 100+.
- This means your nest egg may need to stretch not for 15 years, but 25, 30, or even 40 years.
That’s where the real danger lies: running out of money before you run out of life.
The Retirement Equation Has Changed
While market volatility, debt crises, or central bank policies may feel like the scariest threats, they’re temporary storms. Longevity, however, is a structural shift. Every extra year of life is another year of expenses, another year of inflation erosion, and another year of financial pressure.
If your retirement plan doesn’t account for longevity, you could face tough choices later in life — downsizing, working when you’d rather not, or becoming financially dependent on others.
How to Take Control
The good news? Longevity is a blessing — as long as you’re prepared for it. With the right planning, your retirement savings can work for you instead of against you. The key is learning how to protect your wealth, outpace inflation, and ensure your savings grow even as you live longer.
That’s why our friends at Augusta Precious Metals created a free resource to help you get started:
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This brief report will show you practical strategies to safeguard your retirement from the biggest threat of all — the one that comes from the gift of living longer.
Don’t let longevity catch you unprepared. Take the steps today to secure tomorrow.
